Start-up Finance

“The way to get started is to quit talking and begin doing”

Why Start-up Finance Matters

In the early years of your business, cash flow is often unpredictable, making it crucial to manage your finances wisely. Whether it’s investing in IT and software, office equipment, vehicles, or machinery, start-up business financing helps you acquire these key assets while spreading the cost over several years.

Alternative to Traditional Financing

While many businesses first turn to their banks for funding, financing a start-up business through leasing can be a more flexible option. Instead of giving up equity or taking on large loans, lease finance allows you to keep ownership of your business while acquiring mission-critical assets. This approach prevents early cash flow crises and preserves the long-term value of your company.

The Benefits of Leasing for Start-ups

Leasing key assets provides several advantages for new companies. It helps spread the cost of expensive equipment over 3 to 5 years, matching your repayments with the returns your business will generate. This strategy reduces the strain on your cash flow, allowing you to invest confidently in your business’s growth.

What we offer

Comprehensive Start-up Loan Options

At Blue Sky Finance, we provide start-up business financing for a wide array of assets:

Lease finance for new starts and early-stage companies.
Cover all assets including IT/Software, Office Equipment, Machinery, Office Fit-outs, vehicles, and working capital loans

The Result?

Well, we believe in the formative years of a business leasing finance can prove critical to the success of a new venture. The early years are when the business is getting established and both need to invest and have more erratic cashflows until well established.

FAQs

What makes Blue Sky Finance the best choice for start-up loans?

At Blue Sky Finance, we go beyond offering funding. We provide: Personalised guidance: Our experienced team is here to help you find the best solution for your business. Flexible finance options: Lease finance that fits your budget and cash flow. Preservation of equity: No need to give up ownership or control of your business. Growth-focused repayment plans: Repayments are structured to match your business' financial growth, making it easier to succeed.

Can I get a start-up loan in the UK without a trading history?

Absolutely! We know that many start-ups haven’t yet built up a trading history. That’s why we focus on your business plan, potential, and the assets you need, ensuring we can support you at this exciting stage of your journey.

What are the repayment terms for start-up loans for new businesses?

Repayment terms are usually between 3 and 5 years. These terms are designed to suit your business' specific needs, with manageable monthly payments that fit your budget and cash flow.

Who qualifies for start-up business loans in the UK?

Blue Sky Finance works with new and early-stage businesses across the UK. Whether you’ve just started or you’re about to take the leap, we’re here to support you with tailored finance solutions that help you achieve your goals.

What can I use a start-up loan for in the UK?

Start-up finance is incredibly versatile. You can use it for: IT systems and software, office furniture and equipment, vehicles or machinery, office fit-outs, and working capital loans

How does start-up finance work for small businesses in the UK?

Blue Sky Finance specialises in lease finance for start-ups and early-stage businesses. This means you can access the equipment or assets your business needs without paying for everything upfront. Instead, you’ll make manageable payments over a 3 to 5-year term, giving you the flexibility to align costs with your cash flow as your business grows.

What is start-up finance and how can it help new businesses in the UK?

Start-up finance is designed to give new businesses in the UK the financial support they need to get started. Whether it’s purchasing equipment, upgrading software, furnishing an office, or acquiring a vehicle, this funding helps spread costs over several years, so you can focus on growing your business without the immediate financial strain.